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Solvency II

Risk Analysis on the Insurance and Pension Funds Sector

The profitability and solvency of the insurance and pension funds sector have improved, with a reduction in the main risks identified and monitored in recent years.

The national macroeconomic environment has shown important progress, with a favorable and above expectations evolution of economic growth, unemployment, deficit and public debt, explaining to a large extent the recent upward revisions in the credit quality of the Portuguese public debt and of some national banks to the "investment grade" category, which had a direct positive impact on the sector indicators.

Risk Analysis 2017


Direct insurance 2017

In 2017, the volume of direct insurance in Portugal exceeded 11.5 billion euros, reflecting a 6.3% increase in relation to the previous year. Life insurance recorded a growth of 5.8%, thus reversing the downward trend of the previous year.

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Useful links
Norma Regulamentar n.º 2/2018-R, de 9 de março
Management Board's Main Decisions – 9th march 2018
Public Consultation No. 3/2018
Management Board's Main Decisions – 22nd february 2018
Management Board's Main Decisions – 16th february 2018
CNSF Meeting (3rd January 2018)
ASF contribution to the reflection on the reform of financial supervision

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