FGA Statistics
3rd Quarter 2018

Until September 30, 2018, the Motor Guarantee Fund received 3,197 accident reports, a 7% increase over the same period of last year. The compensations paid in the three initial quarters amounted to EUR 7 602 841, which represents 28% less than in 2017.

A total of EUR 3 134 805 (corresponding to 41% of the universe and 53% less than in 2017) was spent through the courts and EUR 4 468 036 (59% of the universe, corresponding to a 15% increase over the same period of 2017) by extrajudicial means.

FGA's Statistics
1st Semester 2018

In the first half of 2018, 2 143 accidents were reported to FGA (the Motor Guarantee Fund), 7% more than in the same period of the previous year. Compensations paid in this period amounted to EUR 5 765 244.


MGF mission

The Motor Guarantee Fund (MGF) is an autonomous public fund, managed by the Insurance and Pension Funds Supervisory Authority.
The Fund ensures, among other cases, the compensation of personal injuries and damage to property resulting from road accidents in Portugal when the person responsible hereof is unknown or, if known, has not fulfilled the obligation to take out motor third party liability insurance.

The Motor Guarantee Fund  also pays the compensation due for bodily injuries when the MTPL insurance 

undertaking is declared insolvent. At European level, the MGF also acts as Information Centre and Compensation Body.

Reimbursement of sums paid

The MGF is entitled to demand the reimbursement of the amounts spent on claims settling, plus default interest.

Under the law, the holder, the owner and the driver of the vehicle which caused the accident are jointly and severally liable for the reimbursement, regardless of upon whom the obligation to take out the insurance falls.

 Confirm Insurance via Licence Nbr.

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