1.		Ruin probabilities and capital requirement for open automobile portfolios with a Bonus-Malus System based on claim counts / Lourdes B. Afonso...[et al.] Data Publicação: 2020
2.		Measuring the impact of a bonus-malus system in finite and continuous time ruin probabilities for large portfolios in motor insurance / Lourdes B. Afonso...[et al.] Data Publicação: 2017